8982 sagemoor drive

ASSUMABLE LOAN at 3.875%!! Sellers INCENTIVE towards BUYER'S closing costs can be negotiable. This home is Almost New!! Its 2 years old and the 2nd largest lot in the community with views of the mountains from the front and partial views of the water from the back. The front of the home is situated on a turn, like a cul-de-sac providing double the street room for safety, playing or backing up larger vehicles. The home features 3 bedrooms, 2 full / 1 half bathrooms, large laundry room and a large upstairs, loft/bonus room. Downstairs is a 1/2 bath off the foyer and great room spanning the kitchen, dining and living room. WASHER, DRYER and FRIDGE are included. Buyer(s) have the option to assume the current convention loan at 3.875%. The assumable loan is a conventional 30 year loan originally for $416,000 at 3.875% beginning 08/12/2022. The current loan balance is approximately $397,000 at 3.875% with approximately 27.5 years remaining. The monthly payment (principal and interest) is $1,956.19, then include property taxes and insurance, and the total mortgage payment is $2,245.47. There is a HOA monthly payment due of $25/month for common area maintenance and is not collected or calculated in the current assumable conventional loan. This is a fee outside the loan payment so don’t forget to note that cost of home ownership when reviewing numbers.