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WATERFRONT DREAM! Perched along the pristine banks of the Toccoa River, this remarkable and truly one-of-a-kind retreat offers the perfect blend of luxury, privacy, and natural beauty. Boasting over 200 feet of coveted river frontage, this exceptional waterfront property provides unobstructed, year-round views of the water from every level of the home's rear-facing living spaces. Set on 4.93 private acres across two lots, the property ensures ultimate seclusion while offering future potential. The additional lot features seasonal mountain views and is already permitted for a small septic system, ideal for a guest home or investment opportunity. Enjoy easy access with all paved roads leading to a gated, paved driveway. Crafted with character and timeless appeal, the home's exterior showcases over 100-year-old reclaimed grey hemlock, creating a warm, rustic elegance that blends seamlessly with its surroundings. Outdoor living is truly unparalleled, featuring expansive wraparound decking, a covered deck with a cozy outdoor fireplace, and a lower-level deck complete with a fire pit. Down by the river, a newly built covered gazebo and additional deck provide the perfect setting for relaxing, entertaining, or enjoying the peaceful sounds of flowing water. Inside, the thoughtfully designed layout offers four spacious bedrooms, each with a private en-suite bath and generous closet space. An open loft provides flexibility for additional sleeping quarters or a dedicated office space. The home is designed for both comfort and functionality, with ample storage, a pantry, and inviting dining and living areas throughout. Modern conveniences meet mountain charm with fiber optic internet. This home is being sold furnished with high-end dcor and fixtures, making it truly move-in or rental ready. A rare opportunity to own a luxury riverfront retreat in the heart of North Georgia, where privacy, craftsmanship, and breathtaking natural surroundings come together!